
About us
Experienced mortgage support with clear, practical guidance
Helping you secure the right loan
SJC Financial Group draws on more than 23 years’ experience to help borrowers in Officer, Berwick, Pakenham and beyond arrange Home loans, First home buyers finance, Refinance options, Investing loans, Pre approval, Personal loans, Commercial loans, Business lending and Asset finance. We specialise in residential lending, investment property finance and refinancing, and we handle tricky applications that have been affected by shifting lender policies.
Our process is designed to be straightforward and efficient: we proactively engage with lenders to progress applications, provide clear steps from submission through to settlement and focus on practical solutions that move transactions forward. Whether you’re a first‑time buyer, upgrading, refinancing or building a property portfolio, expect prompt communication, direct guidance and support at every stage.

Shawn Hassall
Director / Mortgage Broker
Phone: 0409 966 500
Email: shawn@
With a finance career beginning at ANZ Bank in Cairns in 1993, Shawn has progressed through banking roles and moved into mortgage broking in 2004. After operating his own franchise he became joint director at SJC Financial Group in 2008, bringing decades of bank and broker experience.
Shawn specialises in residential lending, investment finance, vehicle finance and refinancing. He is known for strong lender relationships, practical problem‑solving and clear communication, guiding borrowers step‑by‑step through applications and settlement.
Our services
We offer comprehensive support for all your home loan and finance needs across a range of services. No matter who you are, our experienced team is committed to finding the right options tailored to your unique situation.
Common questions and answers
In addition to offering competitive rates, we pride ourselves on being available to help with whatever questions you have throughout the life of your loan. We don’t discriminate against first-time buyers or experienced investors – no matter who you are, we’re committed to being there when you need.
What does a broker do?
A broker is a finance professional who will work with you one-on-one to discuss your borrowing goals and help you determine how much money you can qualify for. They typically provide a more personalised level of service than you would receive from a lender and also have access to loans from multiple lenders, so they can find the best loan terms for your unique situation.
Do you charge fees for home or investment loans?
There are no extra loan repayments or fees when you take out a loan through a broker. A broker is simply paid commission by the lender for introducing new business, but this doesn’t affect your interest rate or other aspects of the loan agreement.
Is it more expensive to use a broker?
Using a broker is free for you because the lender pays your broker. With access to hundreds of loan products from various lenders, brokers will find the ideal loan for you and your circumstances. In most instances, this is a combination of the lowest available rate at the time and product features that are most convenient for you.
Some brokers charge service fees, which must be disclosed before they provide their services.
How much can I borrow?
While our borrowing calculator can give you a decent idea of how much money you may be able to take out, for a more precise assessment, please get in touch with our team. We can then go through your options with you and chat about your circumstances in further detail.
Should I go for a fixed or variable rate?
Just as the name suggests, variable-rate home loans have interest rates that change over time. They are often more flexible than other types of loans, with features like redraw facility and extra payment options. However, they do not have fixed repayment amounts.
On the other hand, fixed-rate home loans come with predictable monthly repayments – you will know exactly how much you need to pay each month for the entire duration of the loan term. These kinds of loans might not be as flexible in terms of features but offer borrowers peace of mind when budgeting repayments.
In choosing which type of loan is right for you, it’s good to weigh up what’s most important to you – whether that’s flexibility or certainty around your monthly repayments.
Which lenders do you work with?
Because we are connected to a mortgage aggregator, we have the privilege of being able to source loan options from over 50 different lenders. This means that we can help you find multiple suitable options for you and your specific situation.








