Mortgage Broker Berwick - SJC Financial Group

Hello I’m Shawn Hassall, your local mortgage broker. With our expert knowledge of the area, I’m here to make your finance and home loan options easier. Whether you’re buying, refinancing or investing, I’ll help you compare your options and find a loan that suits your goals.

Director / Mortgage Broker
Phone: 0409 966 500
Email: shawn@sjcfinance.com.au

What SJC Financial Group knows about Berwick property right now

Helping buyers in Berwick understand the local market and their borrowing options is core to SJC Financial Group’s service. Practical support ranges from assessing borrowing capacity and arranging pre-approvals to comparing loan structures so clients can make clearer decisions when buying property.

Property market insights for Berwick

The following provides an overview of property growth in Berwick supported by additional market data.

Price trend for house sales

$ 090100 , 000000

Past 12 months:

4.6%

DATA INSIGHTS

If you bought a house in
Berwick you may have gained

$ 0604 , 070208

Gross yield 3.5%

Time on market20 days

Past 12 months:

Weekly rent $620

Growth in houses

While house prices have recorded steady gains over the past five years, the more recent twelve-month movement of a 5% increase, driven by family-home demand and renovation interest in Berwick, points to measured buyer demand.

2026$840,000 to $980,000

2025$805,000 to $935,000

2024$790,000 to $920,000

2023$790,000 to $920,000

2022$780,000 to $910,000

Growth in units

While unit prices have recorded modest growth over the past five years, the latest twelve-month movement of a 4% increase suggests steady renter and investor interest in Berwick.

2026$650,000 to $755,000

2025$625,000 to $725,000

2024$590,000 to $690,000

2023$615,000 to $715,000

2022$580,000 to $670,000

Purchasing property in Berwick

House prices in Berwick have risen by around 8% over the past five years while unit prices have increased by roughly 12% in the same period. The modest uplift in house values reflects continuing demand for family-sized lots, renovation potential and proximity to schools, parks and reliable public transport, which keeps owner‑occupier interest steady. The stronger movement in unit values ties to growing investor and downsizer interest, rental demand from nearby employment hubs and the affordability of medium‑density homes close to High Street and transport links.

For those considering a purchase now, the current market profile may suit buyers seeking measured capital growth or an entry into the local rental market. A mortgage broker can help by assessing borrowing capacity, comparing lender policies and loan structures, and clarifying fees and repayment options to find the right fit. With careful planning and finance structuring, now can be an opportune moment to pursue property in Berwick.

Want to find out how much you could borrow to buy property in Berwick?

Discover your borrowing capacity to buy in Berwick by consulting an experienced mortgage broker. A brief review of income, expenses and deposit size provides realistic borrowing estimates, helping you set a practical budget before you begin property searches.

Why choose SJC Financial Group in Berwick, Melbourne VIC

To learn what sets SJC Financial Group apart in Berwick, see how personalised lending strategies, clear communication and hands‑on support combine to simplify borrowing. The following benefits summarise how the broker helps clients navigate lender panels, compare loan structures and manage complex applications from enquiry through to settlement.

Guidance through lender options

At SJC Financial Group we manage the full application: gathering documents, liaising with the lender and providing clear updates so clients know what is needed at each stage.

Practical loan-structure support

Clients get personalised loan-structure discussions covering deposit, repayment flexibility and tax effects for investment and owner-occupier cases.

Application management and support

We provide ongoing communication so clients stay informed of progress and lender requests, smoothing the path from approval to settlement.

Benefits of living in Berwick

Discover the area

Lifestyle and living

Berwick blends historic village charm and suburban convenience, ideal for families and professionals seeking a quieter lifestyle within reach of Melbourne. High Street and Berwick Village host cafes, boutique shops and everyday services, while established green spaces like Wilson Botanic Park and Pioneer Park provide outdoor recreation and community events.

Local schools, sports clubs and medical centres make daily life straightforward, and public transport links to the train network and major roads support commuting to nearby employment hubs. Many streets in Berwick feature leafy setbacks and varied housing, from period homes to modern estates, creating a neighbourhood feel that encourages community connection.

Demographics

Households in Berwick include family homes, established couples and a growing number of young professionals choosing suburban life. Many properties are owner‑occupied on established streets, while medium‑density developments near the village and transport hubs attract downsizers and single professionals. Residents range from families with school‑age children to older people seeking quieter, lower‑maintenance dwellings. Rental demand near transport corridors and the activity centre creates opportunities for investors and short‑term lets.

Population 50,298

Owner Renter

75%25%

We offer comprehensive support for all your home loan and finance needs across a range of services. No matter who you are, our experienced team is committed to finding the right options tailored to your unique situation.

Home loans

The right loan structure can make a huge difference over the life of the mortgage. With access to a wide panel of lenders, we’ll help you compare and choose a home loan that suits your needs.

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First home buyers

Choosing a home is a crucial decision but securing the right mortgage is just as important. With access to over 50 lenders, our team can help you get a great deal or find the right lender for your first home.

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Refinance

As a mortgage broker, we offer clients competitive rates and access to a wide range of products on the market. You may be costing yourself thousands of dollars a year by not refinancing, so get in touch today.

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Investing

Many Australians are looking to get ahead by investing in real estate. With a range of products and lenders to choose from, now is an ideal time to strategically expand your investment property portfolio.

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Pre approval

Pre-approval helps you understand what you can borrow before you start making offers. We’ll guide you through the process, prepare your application and work with the lender to secure an approval.

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Personal loans

If you’re consolidating debt, covering a big expense, renovating or planning a major purchase, a personal loan can help you spread the cost into manageable repayments with a predictable schedule.

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Commercial loans

Commercial lending is rarely one-size-fits-all – the right option depends on your business structure, cash flow, financials and the specific asset you’re funding, so getting the loan set up properly is critical.

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Business lending

Access to finance can help you manage cash flow, expand operations or take on new opportunities. We’ll assess your needs and recommend business lending options that align with the way your business operates.

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Asset finance

Asset finance can help you purchase the equipment you need without tying up cash flow, from machinery and tech to tools and fitouts. We can help you choose a structure that makes sense for your business.

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Get in touch with our team by completing an online form or by emailing us today.

A member of our team will send you the relevant onboarding and fact finder forms, and help you complete them.

We review the forms then provide you with borrowing capacity and lender options to select from.

Shawn Hassall

Director / Mortgage Broker

Phone: 0409 966 500
Email: shawn@sjcfinance.com.au

With a finance career beginning at ANZ Bank in Cairns in 1993, Shawn has progressed through banking roles and moved into mortgage broking in 2004. After operating his own franchise he became joint director at SJC Financial Group in 2008, bringing decades of bank and broker experience.

Shawn specialises in residential lending, investment finance, vehicle finance and refinancing. He is known for strong lender relationships, practical problem‑solving and clear communication, guiding borrowers step‑by‑step through applications and settlement.