Mortgage Broker Pakenham - SJC Financial Group

Hello I’m Shawn Hassall, your local mortgage broker. With our expert knowledge of the area, I’m here to make your finance and home loan options easier. Whether you’re buying, refinancing or investing, I’ll help you compare your options and find a loan that suits your goals.

Director / Mortgage Broker
Phone: 0409 966 500
Email: shawn@sjcfinance.com.au

What SJC Financial Group knows about Pakenham property right now

We make local market and loan information easier to understand for people buying in and around Pakenham. From assessing borrowing capacity to arranging pre-approval and comparing lending options, SJC Financial Group provides clear guidance so buyers can explore finance choices with confidence.

Property market insights for Pakenham

The following provides an overview of property growth in Pakenham supported by additional market data.

Price trend for house sales

$ 070105 , 000000

Past 12 months:

8.3%

DATA INSIGHTS

If you bought a house in
Pakenham you may have gained

$ 0900 , 000000

Gross yield 4.1%

Time on market14 days

Past 12 months:

1.8%

Weekly rent $560

2BR$520k

3BR$670k

4BR$760k

5BR+$930k

Growth in houses

While house prices in Pakenham have seen steady gains over the past five years, the more recent twelve-month movement of an 8% increase indicates measured buyer interest in the market.

2026$660,000 to $770,000

2025$610,000 to $710,000

2024$595,000 to $695,000

2023$600,000 to $700,000

2022$580,000 to $670,000

Growth in units

Unit prices have recorded modest growth over the past five years, and the latest twelve‑month movement of a 10% increase suggests continued buyer interest in Pakenham’s apartment and townhouse market.

2026$495,000 to $575,000

2025$450,000 to $520,000

2024$450,000 to $520,000

2023$435,000 to $505,000

2022$410,000 to $475,000

Purchasing property in Pakenham

Over the past five years house prices have risen by around 14% while unit prices have increased by about 21%, reflecting different demand drivers in the Pakenham market. The rise in house values is linked to ongoing demand for family homes, larger allotments and proximity to schools, parks and commuter links, which suits growing households seeking space and amenity. Higher unit growth reflects stronger rental demand and investor interest, plus more affordable entry points for first‑time buyers and downsizers choosing townhouse or apartment living near the town centre and transport.

For buyers weighing their options, it may be a favourable moment to consider entering the market given measured growth and diverse housing supply in Pakenham. A broker can help by assessing borrowing capacity, comparing suitable lenders and loan structures, and clarifying repayment options and costs so buyers understand their choices. Sound finance guidance can make the purchase process more certain and help buyers take advantage of the current market conditions.

Want to find out how much you could borrow to buy property in Pakenham?

Wondering how much you can borrow to buy in Pakenham and nearby suburbs? Use a broker to check borrowing power, choose suitable loan structures and gather lender documents. A clear pre‑assessment shows realistic price ranges, deposit needs and options for buyers.

Why choose SJC Financial Group in Pakenham, Melbourne VIC

Discover how SJC Financial Group supports Pakenham borrowers through clear, plain explanations and practical, tailored options. Learn how personalised lending strategies, fully transparent fee breakdowns and proactive, ongoing communication with lenders help clients progress from initial enquiry to successful settlement with greater clarity and confidence.

Access to an extensive lender panel

We guide clients through loan options from a broad lender panel and explain how structures affect repayments, equity and tax. SJC Financial Group handles paperwork, deals with lenders and clarifies features and fees so borrowers in Pakenham decide with confidence.

Clear guidance on loan structure

We explain loan costs, fees and repayment choices in clear terms so clients see the true cost of each option. SJC Financial Group compares likely outcomes across lenders and loan structures, helping you choose the solution that fits your budget and long‑term goals.

End-to-end support through settlement

Ongoing support ensures paperwork is managed, conditions are addressed and lenders are kept informed during the approval journey. This hands‑on assistance reduces friction for borrowers in Pakenham and nearby suburbs when moving from application to settlement.

Benefits of living in Pakenham

Discover the area

Lifestyle and living

Pakenham offers a relaxed, family-focused suburban lifestyle with a pleasant mix of established streets and newer residential estates particularly around Pakenham East. Local residents enjoy access to shopping options including Cardinia Lakes, Pakenham Place and Village Lakeside, together with a steadily growing café and dining scene clustered near the town centre and the Lakeside precinct, providing more casual eating choices and meeting places close to home.

Daily life in Pakenham is practical, comfortable and well connected, with regular train services linking the community to metropolitan Melbourne, a range of nearby schools, parks and sporting facilities, and accessible road links giving straightforward journeys to the M1 and adjacent suburbs. The area is well suited to families and commuters seeking more space, reliable community amenities and simple access to essential services and transport.

Demographics

Pakenham’s community includes varied household types: young families in newer estates and long‑standing residents in older neighbourhoods. Households mix family life with commuting to metropolitan jobs by train and road. Professionals and trade workers choose Pakenham for more affordable housing than inner suburbs. Life stages vary: established families and middle‑aged owner‑occupiers sit alongside first‑home buyers and young families in Pakenham East seeking larger blocks and modern homes.

Population 54,118

Owner Renter

65%35%

We offer comprehensive support for all your home loan and finance needs across a range of services. No matter who you are, our experienced team is committed to finding the right options tailored to your unique situation.

Home loans

The right loan structure can make a huge difference over the life of the mortgage. With access to a wide panel of lenders, we’ll help you compare and choose a home loan that suits your needs.

Learn more

First home buyers

Choosing a home is a crucial decision but securing the right mortgage is just as important. With access to over 50 lenders, our team can help you get a great deal or find the right lender for your first home.

Learn more

Refinance

As a mortgage broker, we offer clients competitive rates and access to a wide range of products on the market. You may be costing yourself thousands of dollars a year by not refinancing, so get in touch today.

Learn more

Investing

Many Australians are looking to get ahead by investing in real estate. With a range of products and lenders to choose from, now is an ideal time to strategically expand your investment property portfolio.

Learn more

Pre approval

Pre-approval helps you understand what you can borrow before you start making offers. We’ll guide you through the process, prepare your application and work with the lender to secure an approval.

Learn more

Personal loans

If you’re consolidating debt, covering a big expense, renovating or planning a major purchase, a personal loan can help you spread the cost into manageable repayments with a predictable schedule.

Learn more

Commercial loans

Commercial lending is rarely one-size-fits-all – the right option depends on your business structure, cash flow, financials and the specific asset you’re funding, so getting the loan set up properly is critical.

Learn more

Business lending

Access to finance can help you manage cash flow, expand operations or take on new opportunities. We’ll assess your needs and recommend business lending options that align with the way your business operates.

Learn more

Asset finance

Asset finance can help you purchase the equipment you need without tying up cash flow, from machinery and tech to tools and fitouts. We can help you choose a structure that makes sense for your business.

Learn more

Get in touch with our team by completing an online form or by emailing us today.

A member of our team will send you the relevant onboarding and fact finder forms, and help you complete them.

We review the forms then provide you with borrowing capacity and lender options to select from.

Shawn Hassall

Director / Mortgage Broker

Phone: 0409 966 500
Email: shawn@sjcfinance.com.au

With a finance career beginning at ANZ Bank in Cairns in 1993, Shawn has progressed through banking roles and moved into mortgage broking in 2004. After operating his own franchise he became joint director at SJC Financial Group in 2008, bringing decades of bank and broker experience.

Shawn specialises in residential lending, investment finance, vehicle finance and refinancing. He is known for strong lender relationships, practical problem‑solving and clear communication, guiding borrowers step‑by‑step through applications and settlement.